:root{--oa-navy:#0b2033;--oa-navy-2:#07182b;--oa-navy-deep:#07182b;--oa-navy-light:#14263b;--oa-blue:#2c7fbc;--oa-orange:#f56423;--oa-orange-2:#ff7a2e;--oa-orange-light:#ff7a2e;--oa-gold:#e6b23c;--oa-gold-soft:#fbf1d6;--oa-white:#fff;--oa-soft:#f5f8fd;--oa-soft-blue:#eaf2ff;--oa-border:#dde3ea;--oa-border-2:#c7d5e8;--oa-bg:#f7f8fa;--oa-cream:#fbf7ee;--oa-text:#081c3a;--oa-muted:#53627a;--oa-shadow:0 18px 45px #0920421f;--oa-shadow-soft:0 10px 26px #09204214;--oa-radius-lg:24px;--oa-radius-md:16px;--oa-font:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif}.oa-life,.oa-life *{box-sizing:border-box}.oa-life{font-family:var(--oa-font);color:var(--oa-text);background:#fff;line-height:1.4;overflow-x:clip}.oa-life a{color:inherit;text-decoration:none}.oa-life svg{display:block}.oa-life-wrap{width:min(100% - 28px,1240px);margin-inline:auto}.oa-life-card{border:1px solid var(--oa-border);border-radius:var(--oa-radius-md);box-shadow:var(--oa-shadow-soft);background:#fff}.oa-life-icon-circle{background:var(--oa-soft-blue);width:48px;height:48px;color:var(--oa-navy);border:1px solid #d4e4ff;border-radius:999px;flex:none;place-items:center;display:grid}.oa-life-icon-circle svg{stroke-width:2.15px;width:26px;height:26px}.oa-life-btn{text-align:center;white-space:nowrap;cursor:pointer;-webkit-tap-highlight-color:transparent;border:1px solid #0000;border-radius:10px;justify-content:center;align-items:center;gap:10px;min-height:48px;padding:0 18px;font-size:1.05rem;font-weight:800;line-height:1.1;display:inline-flex}.oa-life-btn svg{width:20px;height:20px}.oa-life-btn-primary{color:#fff;background:linear-gradient(135deg, var(--oa-orange), var(--oa-orange-2));box-shadow:0 10px 20px #f5642338}.oa-life-btn-dark{color:#fff;background:#ffffff14;border-color:#ffffffe6}.oa-life-btn-dark svg{color:#fff;stroke:#fff}.oa-life-btn-outline{color:#fff;background:#ffffff14;border-color:#ffffffe6}.oa-life-btn-outline svg{color:#fff;stroke:#fff}.oa-life-bottom-cta .oa-life-btn-outline,.oa-life-bottom-cta .oa-life-btn-dark{-webkit-text-fill-color:#fff;color:#fff!important}.oa-life-btn-light{color:var(--oa-navy);border-color:var(--oa-border-2);background:#fff}.oa-life-btn-full{width:100%}.oa-life-hero{border:0;border-bottom:1px solid var(--oa-border);isolation:isolate;background:#fffbf5;width:100%;padding:0;position:relative;overflow:hidden}.oa-life-hero-media{pointer-events:none;z-index:1;width:auto;height:auto;box-shadow:none;backface-visibility:hidden;border:0;position:absolute;inset:0;overflow:hidden}.oa-life-hero-media picture{width:100%;height:100%;box-shadow:none;border:0;display:block;position:absolute;inset:0}.oa-life-hero-media img{object-fit:cover;object-position:82% 32%;width:100%;height:100%;box-shadow:none;backface-visibility:hidden;border:0;display:block}.oa-life-hero-media:before{content:"";box-shadow:none;z-index:2;pointer-events:none;background:linear-gradient(90deg,#fffcf5fa 0%,#fffcf5f5 30%,#fffcf5c7 48%,#fffcf557 62%,#fffcf500 78%);border:0;position:absolute;inset:0}.oa-life-hero-media:after{content:none;display:none}.oa-life-hero-shell{z-index:2;min-height:0;padding:24px 16px 0;position:relative}.oa-life-hero-content{z-index:3;max-width:58%;position:relative}.oa-life-eyebrow{color:var(--oa-orange);letter-spacing:.08em;text-transform:uppercase;margin:0 0 6px;font-size:.78rem;font-weight:800}.oa-life-hero h1,.oa-life-hero__title{color:var(--oa-navy);letter-spacing:-.025em;text-wrap:unset;max-width:none;margin:0;font-size:clamp(1.8rem,7vw,3.4rem);font-weight:900;line-height:1.05}.oa-life-hero__title-line{display:block}.oa-life-hero-lead{color:var(--oa-navy);text-wrap:balance;max-width:min(36rem,100%);margin:10px 0 0;font-size:clamp(1.05rem,2.2vw,1.15rem);font-weight:700;line-height:1.45}.oa-life-hero-body,.oa-life-hero-support{color:var(--oa-muted);text-wrap:pretty;max-width:min(38rem,100%);margin:10px 0 0;font-size:clamp(1.05rem,2vw,1.12rem);font-weight:600;line-height:1.5}.oa-life-hero-actions{flex-wrap:wrap;gap:.75rem;width:100%;max-width:min(22rem,100%);margin-top:1rem;display:flex}.oa-life-hero-actions .oa-life-btn{width:100%;min-height:52px;text-decoration:none}.oa-life-prefer-talk{margin-top:.75rem;text-align:left;justify-content:flex-start;max-width:min(38rem,100%);margin-inline:0}.oa-life-prefer-talk .oa-prefer-talk__link,.oa-life-prefer-talk .oa-prefer-talk__link--btn{padding-block:6px}.oa-life-contact__grid--single{grid-template-columns:1fr;max-width:36rem;display:grid}.oa-life-hero-lead-mobile,.oa-life-hero-lead-desktop{display:none}.oa-life-trust-row{z-index:2;background:0 0;grid-template-columns:1fr;gap:8px;margin-top:12px;padding:0 16px 18px;display:grid;position:relative}.oa-life-trust-item{border:1px solid var(--oa-border);text-align:left;background:#fff;border-radius:12px;grid-template-columns:auto 1fr;align-items:center;gap:12px;padding:12px 14px;display:grid;box-shadow:0 2px 6px #0b20330d}.oa-life-trust-icon{width:40px;height:40px;color:var(--oa-navy);flex:0 0 40px;justify-content:center;align-items:center;display:flex;overflow:visible}.oa-life-trust-icon svg,.oa-life-trust-icon img{box-sizing:border-box;object-fit:contain;background:0 0;border-radius:0;flex-shrink:0;width:100%;max-width:100%;height:100%;max-height:100%;padding:0}.oa-life-trust-icon--truck svg{transform-origin:50%;transform:scale(1.18)}.oa-life-trust-icon--family svg{transform-origin:50%;transform:translateY(5px)scale(1.1)}.oa-life-trust-icon--headset svg{transform-origin:50%;transform:translateY(4px)scale(2)}.oa-life-trust-item>span{min-width:0}.oa-life-trust-item strong{color:var(--oa-navy);font-size:1.1rem;font-weight:800;line-height:1.15;display:block}.oa-life-trust-desc{color:var(--oa-muted);margin-top:2px;font-size:.78rem;font-weight:600;line-height:1.3;display:block}@media (max-width:767px){.oa-life-hero{overflow:visible}.oa-life-hero-shell{padding-top:28px;padding-bottom:4px}.oa-life-hero-content{max-width:min(78%,320px)}.oa-life-hero h1,.oa-life-hero__title{max-width:none;font-size:clamp(1.8rem,7vw,2.35rem)}.oa-life-hero-lead{max-width:min(20rem,100%);margin-top:10px;font-size:clamp(1.08rem,3.2vw,1.18rem);line-height:1.42}.oa-life-hero-body,.oa-life-hero-support{max-width:min(20rem,100%);margin-top:10px;font-size:clamp(1.05rem,2.8vw,1.1rem);line-height:1.45;display:block}.oa-life-hero-actions{max-width:100%}.oa-life-hero-lead-mobile{display:block}.oa-life-hero-lead-desktop{display:none}.oa-life-trust-row{justify-items:start;margin-top:18px}.oa-life-trust-item{align-items:center;gap:10px;width:min(56vw,220px);max-width:220px;min-height:auto;padding:10px 12px}.oa-life-trust-item strong{margin:0;font-size:1.05rem;line-height:1.05}.oa-life-trust-desc{margin:2px 0 0;font-size:.78rem;line-height:1.18}.oa-life-trust-icon{flex:0 0 28px;width:28px;height:28px}.oa-life-trust-icon--family svg{transform-origin:50%;transform:translateY(4px)scale(1.1)}.oa-life-trust-icon--headset svg{transform-origin:50%;transform:translateY(3px)scale(2.2)}}@media (min-width:768px){.oa-life-hero-lead-mobile{display:none}.oa-life-hero-lead-desktop{display:block}}.oa-life-page-body{background:linear-gradient(#fff 0%,#f7faff 100%);padding-top:4px}.oa-life-section{padding:16px 0 0}.oa-life-section+.oa-life-section{border-top:1px solid #dde3eae6;margin-top:8px;padding-top:28px}.oa-life-intro-card{border:1px solid var(--oa-border);box-shadow:var(--oa-shadow-soft);background:linear-gradient(#f5f8fc 0%,#fff 100%);border-radius:16px;grid-template-columns:auto 1fr;align-items:start;gap:12px 14px;margin-bottom:14px;padding:14px 16px;display:grid}.oa-life-intro-card__icon{background:#fff;border:1px solid #dce4ee;border-radius:999px;place-items:center;width:54px;height:54px;display:grid;box-shadow:0 6px 16px #0b203314}.oa-life-intro-card__icon img{object-fit:contain;width:40px;height:40px}.oa-life-intro-card__copy{min-width:0}.oa-life-intro-card h2{color:var(--oa-navy);letter-spacing:-.02em;text-wrap:balance;margin:0 0 6px;font-size:clamp(1.5rem,3.4vw,1.75rem);font-weight:900;line-height:1.15}.oa-life-intro-card p{color:#24334f;margin:0;font-size:clamp(1.05rem,2.1vw,1.1rem);font-weight:600;line-height:1.42}.oa-life-driver-layout{grid-template-columns:1fr;align-items:start;gap:16px;display:grid}.oa-adb-details{border:0;overflow:hidden}.oa-adb-details summary{cursor:pointer;-webkit-tap-highlight-color:transparent;list-style:none}.oa-adb-details summary::-webkit-details-marker{display:none}.oa-adb-heading{grid-template-columns:auto 1fr auto;align-items:center;gap:12px;margin-bottom:10px;display:grid}.oa-adb-heading h2{color:var(--oa-navy);letter-spacing:-.025em;text-wrap:balance;margin:0;font-size:clamp(1.5rem,3.4vw,1.75rem);font-weight:900;line-height:1.18}.oa-adb-heading p{color:#24334f;max-width:var(--oa-section-intro-max);text-wrap:pretty;grid-column:2/4;margin:0;font-size:1.05rem;font-weight:600;line-height:1.35}.oa-adb-chevron-wrap{width:2.25rem;height:2.25rem;color:var(--oa-orange);background:#f5642324;border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;transition:transform .18s,background-color .18s;display:inline-flex}.oa-adb-chevron{width:1.3rem;height:1.3rem;color:var(--oa-orange)}.oa-adb-details[open] .oa-adb-chevron-wrap{background:#f564233d;transform:rotate(180deg)}.oa-adb-rows{background:linear-gradient(#fff7f1 0%,#fff 28%);border:1.5px solid #f564236b;border-radius:14px;gap:0;display:grid;overflow:hidden;box-shadow:0 10px 24px #f564230f}.oa-adb-row{border-bottom:1px solid #e8eef6;grid-template-columns:1.75rem minmax(0,1fr);align-items:flex-start;gap:0 12px;padding:14px;display:grid}.oa-adb-row:last-child{border-bottom:0}.oa-adb-row>svg{color:var(--oa-navy);stroke-width:2.1px;flex-shrink:0;margin-top:.1rem;transform:translateY(-1px);width:1.75rem!important;height:1.75rem!important}.oa-adb-row>span{min-width:0;display:block}.oa-adb-row strong{color:var(--oa-navy);overflow-wrap:break-word;font-size:1.0625rem;font-weight:900;line-height:1.25;display:block}.oa-adb-row>span>span{color:#34415b;overflow-wrap:break-word;margin-top:4px;font-size:1rem;font-weight:600;line-height:1.4;display:block}.oa-risk-card{padding:14px}.oa-risk-card h2{color:var(--oa-navy);text-align:center;letter-spacing:-.02em;margin:0 0 12px;font-size:clamp(1.5rem,3.4vw,1.75rem);font-weight:900;line-height:1.2}.oa-risk-grid{grid-template-columns:1fr;gap:10px;display:grid}.oa-risk-stat{border:1px solid var(--oa-border);background:#fff;border-radius:13px;grid-template-columns:56px 1px minmax(0,1fr);align-items:center;gap:12px;min-width:0;min-height:116px;padding:13px 12px;display:grid}.oa-risk-stat-icon{color:var(--oa-navy);place-items:center;display:grid}.oa-risk-stat-icon svg,.oa-risk-stat-icon img{object-fit:contain;width:44px;height:44px}.oa-risk-stat-icon svg{stroke-width:2.15px}.oa-risk-stat--truck{grid-template-columns:66px 1px minmax(0,1fr)}.oa-risk-stat-copy{overflow-wrap:break-word;min-width:0}.oa-risk-stat-icon--truck img{width:58px;height:58px}.oa-risk-stat-icon--hazard svg{width:48px;height:48px}.oa-risk-divider{background:#f56423ad;width:1px;height:58px}.oa-risk-stat-copy strong{color:#061945;letter-spacing:-.045em;align-items:flex-start;gap:2px;font-size:clamp(1.5rem,6vw,2rem);font-weight:900;line-height:.96;display:inline-flex}.oa-risk-stat-copy strong a{color:#061945;margin-left:2px;font-size:.48em;line-height:1;text-decoration:none}.oa-risk-stat-copy p{color:#21304f;margin:8px 0 0;font-size:.75rem;font-weight:700;line-height:1.25}.oa-risk-copy{max-width:var(--oa-section-intro-max);color:#102033;text-align:center;text-wrap:pretty;margin:12px auto 0;font-size:1.05rem;font-weight:600;line-height:1.38}.oa-risk-note{background:linear-gradient(135deg,#fff7f1 0%,#fff 100%);border:1.5px solid #f564236b;border-radius:14px;grid-template-columns:auto 1fr;align-items:center;gap:12px;max-width:860px;margin:14px auto 0;padding:14px;display:grid;box-shadow:0 10px 24px #f564230f}.oa-risk-note svg{width:40px;height:40px;color:var(--oa-orange);stroke-width:1.9px}.oa-risk-note strong{color:var(--oa-navy);font-size:1.05rem;font-weight:900;line-height:1.2;display:block}.oa-risk-note span{color:#24334f;margin-top:2px;font-size:1.05rem;font-weight:600;line-height:1.3;display:block}.oa-product-section{margin-top:18px}.oa-section-title{color:var(--oa-navy);text-align:center;letter-spacing:-.02em;text-wrap:balance;margin:0 0 14px;font-size:clamp(1.5rem,4.4vw,1.85rem);font-weight:900;line-height:1.16}.oa-product-grid{grid-template-columns:minmax(0,1fr);justify-items:center;gap:12px;max-width:340px;margin-inline:auto;display:grid}.oa-product-card{width:100%;max-width:340px;box-shadow:var(--oa-shadow-soft), 0 0 0 1px #8ec5f459;background:#fff;border:2px solid #f564238c;border-radius:15px;flex-direction:column;align-items:stretch;padding:14px 14px 16px;display:flex;position:relative}.oa-product-ribbon{color:#fff;background:var(--oa-orange);text-transform:uppercase;letter-spacing:.02em;white-space:nowrap;border-radius:999px;padding:4px 10px;font-size:.66rem;font-weight:900;line-height:1;position:absolute;top:-10px;left:50%;transform:translate(-50%)}.oa-product-card-title{color:var(--oa-navy);letter-spacing:-.015em;background:#eaf2ffb8;border:1.5px solid #2c7fbc57;border-radius:10px;align-self:flex-start;margin:0 0 10px;padding:8px 12px;font-size:clamp(1.05rem,2.4vw,1.1rem);font-weight:900;line-height:1.18;display:inline-block}.oa-product-card p{color:#34415b;margin:4px 0 10px;font-size:1.05rem;font-weight:600;line-height:1.3}.oa-product-list{flex:auto;gap:6px;margin:0 0 12px;padding:0;list-style:none;display:grid}.oa-product-list li{color:#15264b;grid-template-columns:auto 1fr;align-items:start;gap:7px;font-size:1.05rem;font-weight:600;line-height:1.25;display:grid}.oa-product-list li:before{content:"✓";width:16px;height:16px;color:var(--oa-orange);border:1px solid #f5642385;border-radius:999px;place-items:center;margin-top:1px;font-size:.62rem;font-weight:900;line-height:1;display:grid}.oa-product-link{color:#2f80ed;background:#fff;border:3px solid #2f80ed;border-radius:10px;justify-content:center;align-items:center;min-height:48px;margin-top:auto;padding:0 14px;font-size:clamp(1.05rem,2.4vw,1.12rem);font-weight:900;text-decoration:none;transition:background-color .16s,color .16s,border-color .16s,box-shadow .16s;display:inline-flex;box-shadow:0 0 0 1px #2f80ed24}.oa-product-link:hover{color:#2470d6;background:#2f80ed14;border-color:#2470d6;box-shadow:0 0 0 2px #2f80ed33}@media (max-width:1399.98px){.oa-product-grid{align-items:start}.oa-product-card--accordion{align-self:start;height:auto;padding:0;overflow:hidden}.oa-product-card--accordion .oa-product-list{flex:0 auto}.oa-product-card--accordion .oa-product-link{margin-top:14px}.oa-product-card__trigger{text-align:left;cursor:pointer;width:100%;min-height:0;font:inherit;color:inherit;background:0 0;border:0;grid-template-columns:minmax(0,1fr) auto;align-items:center;column-gap:12px;margin:0;padding:10px 12px;display:grid}.oa-product-card--accordion .oa-product-card-title{text-align:left;background:0 0;border:0;border-radius:0;align-self:center;width:100%;margin:0;padding:0;font-size:clamp(1.22rem,4vw,1.38rem);line-height:1.15}.oa-product-card__chevron{width:2.25rem;height:2.25rem;color:var(--oa-orange);background:#f5642324;border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;transition:transform .18s,background-color .18s;display:inline-flex}.oa-product-card__chevron svg{width:1.3rem;height:1.3rem;color:var(--oa-orange);stroke:var(--oa-orange)}.oa-product-card--accordion.is-open .oa-product-card__chevron{background:#f564233d;transform:rotate(180deg)}.oa-product-card__panel{border-top:1px solid var(--oa-border);padding:0 14px 16px}.oa-product-card__panel p{margin-top:12px;font-size:clamp(1.05rem,2.8vw,1.12rem)}.oa-product-card__panel .oa-product-list{margin-top:10px}.oa-product-card__panel .oa-product-list li{font-size:clamp(1.05rem,2.8vw,1.12rem)}.oa-product-card__panel .oa-product-link{margin-top:14px}}.oa-guidance-card{color:inherit;background:linear-gradient(135deg,#fff7f1 0%,#fff 100%);border:1px solid #f5642352;border-radius:16px;grid-template-columns:auto 1fr;align-items:start;gap:12px;margin-top:14px;padding:14px;text-decoration:none;transition:border-color .15s,box-shadow .15s,transform .15s,background .15s;display:grid}a.oa-guidance-card:hover{background:linear-gradient(135deg,#fff0e6 0%,#fff 100%);border-color:#f564238c;transform:translateY(-1px);box-shadow:0 10px 22px #0b20331a}a.oa-guidance-card:focus-visible{outline:2px solid var(--oa-orange);outline-offset:2px}.oa-guidance-card__icon{flex-shrink:0;align-self:center;place-items:center;display:grid;overflow:visible}.oa-guidance-card__icon .oa-footer-contact-headset{translate:0 3px}.oa-guidance-card strong{color:var(--oa-navy);font-size:1rem;font-weight:900;line-height:1.2;display:block}.oa-guidance-card span{color:#25334f;margin-top:3px;font-size:1.05rem;font-weight:600;line-height:1.32;display:block}.oa-family-panel{max-width:860px;margin-inline:auto}.oa-family-acc{grid-template-columns:1fr;gap:10px;display:grid}.oa-family-acc-item{border:1px solid var(--oa-border);box-shadow:var(--oa-shadow-soft);background:#fff;border-radius:15px;overflow:hidden}.oa-family-acc-item details{border:0}.oa-family-acc-item summary{cursor:pointer;-webkit-tap-highlight-color:transparent;grid-template-columns:auto 1fr auto;align-items:center;gap:12px;min-height:74px;padding:15px 16px;list-style:none;display:grid}.oa-family-acc-item summary::-webkit-details-marker{display:none}.oa-family-acc-summary--panel{display:none}.oa-family-acc-chev-wrap{width:2.25rem;height:2.25rem;color:var(--oa-orange);background:#f5642324;border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;transition:transform .18s,background-color .18s;display:inline-flex}.oa-family-acc-icon__glyph{object-fit:contain;width:24px;height:24px;display:block}.oa-family-acc-icon__glyph--spouse{transform-origin:50%;width:28px;height:28px;transform:scale(1.08)}.oa-family-acc-icon--kids{overflow:visible}.oa-family-acc-icon__glyph--kids{transform-origin:50%;width:44px;max-width:none;height:44px;max-height:none;transform:scale(1.88)}.oa-family-acc-icon__glyph--kids path[fill=\#fefefe],.oa-family-acc-icon__glyph--kids path[fill=\#ffffff]{fill:#0000}.oa-family-acc-icon__glyph--bills{transform-origin:50%;width:32px;max-width:none;height:32px;max-height:none;transform:scale(1.36)}.oa-family-acc-item summary h3{color:var(--oa-navy);margin:0;font-size:1.125rem;font-weight:800;line-height:1.18}.oa-family-acc-summary--inline{color:#34415b;margin:3px 0 0;font-size:1.05rem;font-weight:600;line-height:1.28}.oa-family-acc-chev{width:1.3rem;height:1.3rem;color:var(--oa-orange);flex:none}.oa-family-acc-item details[open] .oa-family-acc-chev-wrap{background:#f564233d;transform:rotate(180deg)}.oa-family-acc-body{border-top:1px solid var(--oa-border);padding:4px 16px 18px 72px}.oa-family-acc-body ul{gap:8px;margin:12px 0 0;padding:0;list-style:none;display:grid}@media (max-width:767.98px){.oa-family-acc-item summary{min-height:0;padding:12px 14px}.oa-family-acc-item summary h3{letter-spacing:-.015em;font-size:clamp(1.18rem,3.8vw,1.32rem);font-weight:900;line-height:1.15}.oa-family-acc-summary--inline{display:none}.oa-family-acc-summary--panel{color:#34415b;margin:0 0 10px;font-size:clamp(1.05rem,2.8vw,1.12rem);font-weight:600;line-height:1.35;display:block}.oa-family-acc-body{padding:12px 14px 16px}.oa-family-acc-body ul{margin-top:0}}.oa-family-acc-body li{color:#15264b;grid-template-columns:18px 1fr;align-items:start;gap:8px;font-size:1.05rem;font-weight:600;line-height:1.3;display:grid}.oa-family-acc-body li:before{content:"✓";width:18px;height:18px;color:var(--oa-orange);border:1px solid #f5642380;border-radius:999px;place-items:center;margin-top:1px;font-size:.64rem;font-weight:900;display:grid}.oa-family-note{border:1px solid var(--oa-border);background:var(--oa-soft);border-radius:14px;grid-template-columns:auto 1fr auto;align-items:center;gap:12px;margin-top:12px;padding:14px 16px;display:grid}.oa-family-note svg{width:34px;height:34px;color:var(--oa-blue);stroke-width:2px;flex:none}.oa-family-note strong{color:var(--oa-navy);font-size:1.05rem;font-weight:800;display:block}.oa-family-note p{color:#25334f;margin:2px 0 0;font-size:1.05rem;font-weight:600;line-height:1.35}.oa-family-note-chev{width:18px;height:18px;color:var(--oa-navy);flex:none}.oa-why-panel{max-width:1180px;margin-inline:auto}.oa-why-subtitle{max-width:var(--oa-section-intro-max);color:#34415b;text-align:center;text-wrap:pretty;margin:-8px auto 18px;font-size:clamp(1rem,2.2vw,1.1rem);font-weight:600;line-height:1.45}.oa-why-grid{grid-template-columns:1fr;gap:10px;display:grid}.oa-why-card{border:1px solid var(--oa-border);box-shadow:var(--oa-shadow-soft);text-align:left;background:#fff;border-radius:15px;overflow:hidden}.oa-why-card-head{grid-template-columns:auto 1fr;align-items:start;gap:12px;min-height:74px;padding:15px 16px;display:grid}.oa-why-card-head .oa-life-icon-circle{margin-top:0}.oa-why-card-copy h3{color:var(--oa-navy);margin:0;font-size:1.125rem;font-weight:800;line-height:1.18}.oa-why-card-copy p{color:#34415b;margin:3px 0 0;font-size:1.05rem;font-weight:600;line-height:1.28}.oa-why-card-body{border-top:1px solid var(--oa-border);padding:4px 16px 18px 72px}.oa-why-card-body ul{gap:8px;margin:12px 0 0;padding:0;list-style:none;display:grid}.oa-why-card-body li{color:#15264b;grid-template-columns:18px 1fr;align-items:start;gap:8px;font-size:1.05rem;font-weight:600;line-height:1.3;display:grid}.oa-why-card-body li:before{content:"✓";width:18px;height:18px;color:var(--oa-orange);border:1px solid #f5642380;border-radius:999px;place-items:center;margin-top:1px;font-size:.64rem;font-weight:900;display:grid}.oa-why-card .oa-life-icon-circle img{object-fit:contain;transform-origin:50%;width:30px;height:30px;transform:scale(1.12)}@media (max-width:1399.98px){.oa-why-grid{align-items:start}.oa-why-card--accordion{align-self:start;height:auto;padding:0}.oa-why-card__trigger{text-align:left;cursor:pointer;width:100%;font:inherit;color:inherit;background:0 0;border:0;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;column-gap:12px;margin:0;padding:12px 14px;display:grid}.oa-why-card--accordion .oa-life-icon-circle{margin-top:0}.oa-why-card__title{color:var(--oa-navy);letter-spacing:-.015em;text-align:center;text-wrap:balance;margin:0;font-size:clamp(1.18rem,3.8vw,1.32rem);font-weight:900;line-height:1.15}.oa-why-card__chevron{width:2.25rem;height:2.25rem;color:var(--oa-orange);background:#f5642324;border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;transition:transform .18s,background-color .18s;display:inline-flex}.oa-why-card__chevron svg{width:1.3rem;height:1.3rem;color:var(--oa-orange);stroke:var(--oa-orange)}.oa-why-card--accordion.is-open .oa-why-card__chevron{background:#f564233d;transform:rotate(180deg)}.oa-why-card__panel{border-top:1px solid var(--oa-border);padding:0 14px 16px}.oa-why-card__body-copy{color:#34415b;margin:12px 0 0;font-size:clamp(1.05rem,2.8vw,1.12rem);font-weight:600;line-height:1.35}.oa-why-card__helps-label{color:var(--oa-navy);margin:14px 0 0;font-size:clamp(1.125rem,2.8vw,1.25rem);font-weight:800;line-height:1.25}.oa-why-card__panel ul{gap:8px;margin:10px 0 0;padding:0;list-style:none;display:grid}.oa-why-card__panel li{color:#15264b;grid-template-columns:18px 1fr;align-items:start;gap:8px;font-size:clamp(1.05rem,2.8vw,1.12rem);font-weight:600;line-height:1.3;display:grid}.oa-why-card__panel li:before{content:"✓";width:18px;height:18px;color:var(--oa-orange);border:1px solid #f5642380;border-radius:999px;place-items:center;margin-top:1px;font-size:.64rem;font-weight:900;display:grid}}.oa-why-driver-note{background:linear-gradient(135deg,#eaf2ff 0%,#f8fbff 100%);border:1px solid #c9dcfa;border-radius:16px;grid-template-columns:auto 1fr;align-items:center;gap:14px;margin-top:16px;padding:16px;display:grid}.oa-why-driver-note__icon{flex-shrink:0;place-items:center;width:40px;height:40px;display:grid;overflow:visible}.oa-why-driver-note__driver{transform-origin:50%;width:40px;height:40px;transform:scale(1.12)}.oa-why-driver-note svg{width:40px;height:40px;color:var(--oa-navy)}.oa-why-driver-note strong{color:var(--oa-navy);font-size:1rem;font-weight:900}.oa-why-driver-note span{color:#25334f;font-weight:600}.oa-life-contact-strip{background:#0b1f33;padding:clamp(18px,2.5vw,28px) 0}.oa-life-contact-strip--sticky{background:0 0;padding:0}.oa-life-contact-strip__inner{grid-template-columns:1fr;align-items:stretch;gap:clamp(12px,2vw,18px);display:grid}.oa-life-contact-btn{cursor:pointer;border:2px solid #0000;border-radius:14px;justify-content:center;align-items:center;gap:10px;min-height:56px;padding:14px 18px;font-family:inherit;font-size:clamp(1rem,1.2vw,1.12rem);font-weight:900;line-height:1.15;text-decoration:none;display:inline-flex}.oa-life-contact-btn--primary{background:var(--oa-orange);-webkit-text-fill-color:#fff;border-color:var(--oa-orange);box-shadow:0 12px 24px #f564233d;color:#fff!important}.oa-life-contact-btn--outline{-webkit-text-fill-color:#fff;background:#ffffff0a;border:1.5px solid #ffffffb8;color:#fff!important}.oa-life-contact-btn--outline:hover,.oa-life-contact-btn--outline:focus-visible{background:#ffffff1a;border-color:#fff}.oa-life-contact-btn__icon{flex:none;width:22px;height:22px}.oa-life-contact{background:var(--oa-white);border:1px solid var(--oa-border);border-radius:16px;margin:24px 0 16px;padding:18px 14px;box-shadow:0 10px 24px #0b20330f}.oa-life-contact__intro h2{color:var(--oa-navy);letter-spacing:-.02em;margin:0 0 6px;font-size:clamp(1.25rem,4.5vw,1.55rem);font-weight:900;line-height:1.1}.oa-life-contact__intro p{color:var(--oa-muted);margin:0 0 14px;font-size:1.05rem;font-weight:600;line-height:1.4}.oa-life-contact__grid{grid-template-columns:1fr;gap:10px;display:grid}.oa-life-contact__grid--four{grid-template-columns:1fr}.oa-life-contact-card{border:1px solid var(--oa-border);background:var(--oa-soft);min-height:56px;color:inherit;text-align:left;cursor:pointer;border-radius:12px;grid-template-columns:auto 1fr auto;align-items:center;gap:12px;padding:12px 14px;font-family:inherit;text-decoration:none;transition:border-color .14s,box-shadow .14s;display:grid}button.oa-life-contact-card{width:100%}.oa-life-contact-card__icon{background:var(--oa-white);border:1px solid var(--oa-border);width:40px;height:40px;color:var(--oa-navy);border-radius:999px;justify-content:center;align-items:center;display:flex;overflow:hidden}.oa-life-contact-card__glyph{flex-shrink:0;width:1.35rem;height:1.35rem;display:block}.oa-life-contact-card__copy{flex-direction:column;gap:2px;min-width:0;display:flex}.oa-life-contact-card__copy strong{color:var(--oa-navy);font-size:1.05rem;font-weight:900;line-height:1.2}.oa-life-contact-card__copy em{color:var(--oa-muted);font-size:.78rem;font-style:normal;font-weight:600;line-height:1.25}.oa-life-contact-card__arrow{color:var(--oa-orange);font-size:1.2rem;font-weight:900;line-height:1}.oa-life-contact-card--primary{background:linear-gradient(135deg,#fff7f1 0%,#fff 100%);border-color:#f5c9a8}.oa-life-contact-card--schedule{background:var(--oa-navy-light);color:var(--oa-white);border-color:#ffffff29}.oa-life-contact-card--schedule .oa-life-contact-card__icon{color:var(--oa-white);background:#ffffff1f;border-color:#fff3;overflow:visible}.oa-life-contact-card--schedule .schedule-contact-card__headset,.oa-life-contact-card--schedule .oa-life-contact-card__copy strong,.oa-life-contact-card--schedule .oa-life-contact-card__copy em,.oa-life-contact-card--schedule .oa-life-contact-card__arrow{color:var(--oa-white)}.oa-life-contact-card--schedule .oa-life-contact-card__copy em{color:#ffffffd1}.oa-life-contact-card--schedule:hover{background:var(--oa-navy)}@media (min-width:640px){.oa-why-grid{grid-template-columns:repeat(2,1fr)}.oa-product-grid{grid-template-columns:repeat(2,minmax(0,268px));justify-content:center;gap:14px;max-width:none}.oa-product-card{max-width:268px}}@media (min-width:768px) and (max-width:979px){.oa-product-grid{grid-template-columns:repeat(2,minmax(0,272px));gap:16px}.oa-product-card{max-width:272px}.oa-product-card:nth-child(3):last-child{grid-column:1/-1;justify-self:center;width:272px;max-width:272px;margin-inline:auto}}@media (min-width:768px){.oa-life-wrap{width:min(100% - 44px,1240px)}.oa-life-intro-card{gap:16px 18px;margin-bottom:18px;padding:18px 20px}.oa-life-intro-card__icon{width:60px;height:60px}.oa-life-intro-card__icon img{width:44px;height:44px}.oa-life-hero-media{width:auto;height:auto;box-shadow:none;border:0;inset:0}.oa-life-hero-media img{object-position:92% 26%}.oa-life-hero-media:before{background:linear-gradient(90deg,#fffcf5fa 0%,#fffcf5f5 28%,#fffcf5cc 46%,#fffcf55c 60%,#fffcf500 76%)}.oa-life-hero-shell{padding:36px 32px 0}.oa-life-trust-row{margin-top:14px;padding:0 32px 20px}.oa-life-hero-content{max-width:min(58%,28rem)}.oa-life-hero h1,.oa-life-hero__title{max-width:none;font-size:clamp(2rem,5vw,2.6rem)}.oa-life-hero-lead{max-width:min(26rem,100%);font-size:1.08rem}.oa-life-hero-body,.oa-life-hero-support{max-width:min(28rem,100%)}.oa-life-hero-actions{max-width:min(20rem,100%)}.oa-life-hero-actions .oa-life-btn{width:auto;min-width:15.5rem}.oa-life-trust-row{grid-template-columns:repeat(3,1fr);gap:12px}.oa-life-section{padding-top:18px}.oa-life-section+.oa-life-section{margin-top:10px;padding-top:32px}.oa-risk-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.oa-guidance-card{width:fit-content;max-width:100%;margin-inline:auto}}@media (min-width:980px){.oa-life-driver-layout{grid-template-columns:minmax(0,1fr) minmax(420px,.92fr);gap:18px}.oa-life-driver-layout .oa-risk-grid{grid-template-columns:1fr}.oa-life-section{padding-top:22px}.oa-life-section+.oa-life-section{padding-top:36px}.oa-product-grid{grid-template-columns:repeat(3,minmax(0,252px));justify-content:center;align-items:start;gap:18px;max-width:none;margin-top:10px}.oa-product-card{max-width:252px;height:auto}.oa-why-grid{grid-template-columns:repeat(4,1fr)}.oa-life-contact__grid--four{grid-template-columns:repeat(2,1fr);gap:12px}}@media (min-width:1024px){.oa-life-hero-media{width:auto;height:auto;box-shadow:none;border:0;inset:0}.oa-life-hero-media img{object-position:88% 22%}.oa-life-hero-media:before{background:linear-gradient(90deg,#fffcf5fa 0%,#fffcf5f5 30%,#fffcf5c7 48%,#fffcf557 62%,#fffcf500 78%)}.oa-life-hero-shell{max-width:1240px;margin-inline:auto;padding:48px 48px 0}.oa-life-hero-content{max-width:min(54%,36rem)}.oa-life-hero h1,.oa-life-hero__title{max-width:none;font-size:clamp(2.4rem,3.8vw,3.2rem)}.oa-life-hero-lead{max-width:min(34rem,100%);font-size:1.12rem}.oa-life-hero-body,.oa-life-hero-support{max-width:min(36rem,100%)}.oa-life-hero-actions{max-width:min(20rem,100%)}.oa-life-hero-actions .oa-life-btn{width:auto;min-width:16rem}.oa-life-trust-row{margin-top:14px;grid-template-columns:repeat(3,auto);justify-content:start;gap:16px;width:min(100% - 96px,1240px);margin-inline:auto;padding:0 48px 28px}.oa-life-trust-item{-webkit-backdrop-filter:blur(6px);background:#ffffffe0;min-width:200px;padding:12px 16px}.oa-life-contact__grid--four{grid-template-columns:repeat(4,1fr)}.oa-life-contact__grid--four .oa-life-contact-card{min-height:112px}}@media (min-width:768px) and (max-width:1099.98px){.oa-life-wrap{width:min(100% - 64px,1240px)}.oa-life-hero-shell{padding-left:var(--oa-tablet-pad-x);padding-right:var(--oa-tablet-pad-x)}.oa-life-hero h1,.oa-life-hero__title{font-size:var(--oa-tablet-h1)}.oa-life-hero-lead{max-width:min(28rem,100%);font-size:var(--oa-tablet-body-important);line-height:var(--oa-tablet-lh)}.oa-life-hero-body,.oa-life-hero-support{max-width:min(30rem,100%);font-size:var(--oa-tablet-body);line-height:var(--oa-tablet-lh)}.oa-life-btn{font-size:var(--oa-tablet-cta)}.oa-life-trust-row{padding-left:var(--oa-tablet-pad-x);padding-right:var(--oa-tablet-pad-x);gap:var(--oa-tablet-card-gap)}.oa-life-trust-item{padding:var(--oa-tablet-card-pad)}.oa-life-trust-item strong{font-size:var(--oa-tablet-h3)}.oa-life-trust-desc{font-size:var(--oa-tablet-legal)}.oa-life-trust-icon{flex-basis:48px;width:48px;height:48px}.oa-life-intro-card{padding:var(--oa-tablet-card-pad);gap:var(--oa-tablet-card-gap)}.oa-life-intro-card__icon{width:62px;height:62px}.oa-life-intro-card__icon img{width:46px;height:46px}.oa-life-intro-card h2,.oa-adb-heading h2,.oa-risk-card h2,.oa-section-title{font-size:var(--oa-tablet-h2)}.oa-life-intro-card p,.oa-adb-heading p,.oa-risk-note strong,.oa-risk-note span,.oa-product-card p,.oa-product-list li,.oa-guidance-card span{font-size:var(--oa-tablet-body);line-height:var(--oa-tablet-lh)}.oa-life-intro-card p{max-width:var(--oa-tablet-read-max)}.oa-adb-heading p{max-width:var(--oa-section-intro-max)}.oa-life-icon-circle{width:56px;height:56px}.oa-life-icon-circle svg{width:30px;height:30px}.oa-adb-row{grid-template-columns:2rem minmax(0,1fr);column-gap:14px;padding:16px 18px}.oa-adb-row>svg{margin-top:.15rem;transform:translateY(-1px);width:2rem!important;height:2rem!important}.oa-adb-row strong{font-size:1.125rem;line-height:1.28}.oa-adb-row>span>span{margin-top:5px;font-size:1rem;line-height:1.45}.oa-risk-card,.oa-risk-note,.oa-guidance-card{padding:var(--oa-tablet-card-pad)}.oa-risk-grid{gap:var(--oa-tablet-card-gap)}.oa-risk-stat{padding:var(--oa-tablet-card-pad);gap:14px}.oa-risk-stat-icon{width:52px;height:52px}.oa-risk-note svg{width:48px;height:48px}.oa-product-grid{gap:var(--oa-tablet-card-gap)}.oa-product-card{padding:var(--oa-tablet-card-pad)}.oa-product-card-title{font-size:var(--oa-tablet-h3)}.oa-product-list li:before{width:1.25rem;height:1.25rem;font-size:.72rem}.oa-product-link{font-size:var(--oa-tablet-cta)}.oa-guidance-card strong{font-size:var(--oa-tablet-h3)}.oa-family-acc{gap:var(--oa-tablet-card-gap)}.oa-family-acc-item summary{padding:var(--oa-tablet-card-pad)}.oa-family-acc-item summary h3{font-size:var(--oa-tablet-h3)}.oa-family-acc-summary--inline,.oa-family-acc-body li{font-size:var(--oa-tablet-body);line-height:var(--oa-tablet-lh)}.oa-family-acc-body{padding-left:4.5rem;padding-right:var(--oa-tablet-card-pad)}}