Dental options
Dental plan types: how they compare
Plans work in different ways. The right fit depends on your dentist, your budget, and how much choice you want on the road.
Common dental questions
Here are common dental questions drivers ask before choosing a plan.
Can I keep my dentist?
It depends on the plan and network. PPO and indemnity plans often give more dentist choice. DHMO plans usually ask you to use a network dentist or office.
Can I use this when I'm on the road or away from home?
That depends on the network and plan rules. We help you check that before you choose.
Are cleanings covered?
Many dental plans include routine exams, cleanings, and some X-rays. Copays, limits, and network rules can vary by plan.
Is there a waiting period?
Some dental plans have waiting periods, mainly for basic or major services. Some options may have shorter waits or no wait for certain services.
Is there an annual max?
Many PPO dental plans have an annual maximum. That means the plan pays up to a set amount during the plan year.
Can I add family members?
Often, yes. Many dental and vision options may allow you to add a spouse, partner, or children.
The cost and rules can vary by plan, state, and carrier. Some plans may have age limits for children or different rates for family coverage.
We can help you check who can be added before you choose a plan.
What does dental insurance usually help with?
Dental plans may help with preventive care, fillings, extractions, crowns, bridges, dentures, or root canals. Some services may be limited or excluded.